Claire LeBlanc - REALTY EXECUTIVES



Posted by Claire LeBlanc on 4/18/2018

Believe it or not, your credit score can make a world of difference as you get ready to search for your ideal house. If you have an excellent credit score, you likely will have no trouble obtaining home financing. On the other hand, if you have a bad credit score, you may struggle to get the financing you need to make your homeownership dream come true.

Ultimately, there are many reasons why you should try to boost your credit score before you purchase a home, and these include:

1. You can simplify the homebuying process.

Purchasing a home can be challenging, particularly for property buyers who fail to get pre-approved for financing. Luckily, if you request copies of your credit reports, you can find out your credit score and identify ways to improve it. Perhaps most important, you can explore ways to bolster your credit score before you submit a mortgage application and increase the likelihood that you can receive pre-approval for a mortgage.

It usually is a good idea to review your credit reports before you enter the housing market. You are entitled to a free copy of your credit report annually from each of the three reporting bureaus (Equifax, Experian and TransUnion). If you request a copy of your credit report from the three reporting bureaus, you can learn your credit score and plan accordingly.

2. You may qualify for a low interest rate on a mortgage.

An excellent credit score may help you get a low interest rate on a mortgage. Thus, if you have an excellent credit score, you may wind up reducing your monthly mortgage payments.

Of course, a low interest rate on a mortgage may allow you to invest in your home as well. If you use the money that you save on your mortgage to complete home improvements, you could upgrade your residence and increase its value over time.

3. You can select the right mortgage option based on your individual needs.

With an outstanding credit score, there likely will be no shortage of lenders that are willing to work with you. As such, you can review a broad range of mortgage options and choose one that matches your expectations.

If you need to improve your credit score, there's no need to worry. Typically, paying off outstanding debt will help you boost your credit score prior to buying a house.

Furthermore, if you receive a credit report and identify errors on it, contact the bureau that provided the report. This will enable you to make any corrections right away.

And if you need help as you get ready to pursue your dream house, don't hesitate to reach out to a real estate agent too. A real estate agent can put you in touch with the top lenders in your area and make it easy to obtain home financing. Plus, this housing market professional will enable you to evaluate residences in your preferred cities and towns and find one that you can enjoy for an extended period of time.




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Posted by Claire LeBlanc on 4/12/2018

This Multi-Family in Waltham, MA recently sold for $905,000. This style home was sold by Claire LeBlanc - REALTY EXECUTIVES.


276-278 River St, Waltham, MA 02453

Multi-Family

$700,000
Price
$905,000
Sale Price

2
Units
3,160
Approx. GLA
Very rare, large, side by side 2 family, great for owner occupied/contractors/investors! #276 features high ceilings,eat in kitchen,dining rm, living rm with bay window and half bath on the 1st floor. 2nd floor has full bath & 3 good sized bdrms.! 3rd floor has 2 more bdrms. for a total of 5 bedrooms!!! HARDWOOD FLOORING is in great shape on this side! There is lots of light,plenty of storage,gas heat. #278 needs updating and repairs but LOTS of potential! 1st floor has kitchen,living rm and full bath. 2nd floor has 2 bdrms. There are 2 more unheated rooms on the 3rd floor which need repairs. Back yard has a lovely water view of the Charles River,deck and AMPLE parking area for 6+ cars!! Great commuting area w/MBTA commuter rail close by, public trans.,accessible to MA Pike, 95, 20 and more! 11 miles to Boston! Easy commute to Bentley and Brandeis Univ. Enjoy all of what Moody St offers with great restaurants,shops and movie theater close by! House being sold as is.

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Categories: Sold Homes  


Posted by Claire LeBlanc on 4/11/2018

You know that you want to buy a house, but you may have only a limited amount of time to conduct a home search and discover your ideal residence. Luckily, there are many things that you can do to speed up your homebuying timeline.

Now, let's take a look at three tips to help you accelerate your journey from homebuyer to homeowner.

1. Refine Your House Search

A list of homebuying criteria is a must-have, particularly for a property buyer who wants to enjoy a quick, seamless house search. In fact, with homebuying criteria in hand, you can refine your house search and move one step closer to finding your dream residence.

As you craft a list of homebuying criteria, think about where you want to reside too. That way, you can further narrow your house search and focus exclusively on homes in your preferred cities and towns.

2. Get Pre-Approved for Home Financing

At first, it may seem like a lot of work to get pre-approved for a mortgage. But if you receive pre-approval for a mortgage, you may be able to avoid time-consuming home financing hurdles down the line.

Oftentimes, it does not take long to get the financing you need to buy a house. Banks and credit unions are available across the United States, and these financial institutions are happy to teach you about a variety of mortgage options. Then, you can select a mortgage that matches your financial needs and kick off your homebuying journey with a mortgage at your disposal.

3. Collaborate with a Real Estate Agent

If you face a time crunch to purchase a house but don't know how to start the homebuying journey, there is no need to stress. By hiring a real estate agent who can offer in-depth homebuying guidance, you can find your dream house in no time at all.

A real estate agent will do everything possible to ensure you can speed up the homebuying journey. First, he or she will learn about your homebuying goals and help you create a homebuying strategy. A real estate agent next will help you search for residences and assess houses in the cities and towns of your choice. And if you discover a house that you want to buy, a real estate agent will help you craft a competitive offer to purchase your ideal residence.

Let's not forget about a real estate agent's housing market expertise, either. A real estate agent understands how to navigate a buyer's or seller's market. As a result, he or she will make it simple for you to review houses that match or exceed your expectations. If you have concerns or questions as you pursue your dream home, a real estate agent is ready to respond to them as well.

Ready to streamline the homebuying journey? Use the aforementioned tips, and you can quickly and effortlessly find a great house and make your homeownership dream come true.




Categories: Uncategorized  


Posted by Claire LeBlanc on 4/4/2018

After conducting an in-depth home search, you probably have discovered that many outstanding houses are available. Yet you're still on the fence about whether to submit an offer to purchase a residence.

Ultimately, there are many signs that now may be the ideal time to submit an offer to purchase a residence, and these include:

1. You find a house that matches or exceeds your expectations.

If you view a home and find that it matches or exceeds your expectations, you may want to submit an offer to purchase this residence. Because if a home seller accepts your proposal, you then can conduct a house inspection to alleviate any potential concerns.

Remember, a house that matches or exceeds your expectations now may fail to do so following an inspection. Lucky for you, an inspection provides a valuable learning opportunity. If you discover you no longer wish to purchase a house following an inspection, you can rescind your offer to purchase and reenter the housing market.

2. You're operating in a seller's market.

A seller's market generally features a shortage of high-quality houses and an abundance of buyers. Thus, if you find a home that you want to buy in a seller's market, you should not hesitate to submit an offer to purchase. Because if you wait too long, you may miss out on the opportunity to buy your dream residence.

If you submit an offer to purchase a home in a seller's market, it is important to provide a competitive homebuying proposal. By doing so, you can increase the likelihood of receiving an instant "Yes" from a seller and move quickly to acquire your ideal house.

3. You're facing a time crunch.

If you want to move to a new home soon, there is no need to wait to submit an offer to purchase. In this scenario, you should submit an offer to purchase as soon as you discover your dream house. That way, you can speed up the process of relocating from one address to another.

Of course, if you face a time crunch, you should map out your home search as much as possible. Just because you have a limited amount of time at your disposal does not mean you should be forced to settle for an inferior home. Fortunately, if you create a homebuying strategy, you can find ways to optimize your time and resources throughout your home search.

For homebuyers who are uncertain about whether to submit an offer to purchase a house, it may be beneficial to work with a real estate agent too. A real estate agent can offer expert insights into the housing sector. As such, this housing market professional can help you determine whether now is the right time to submit an offer to purchase a house.

Hire a real estate agent today, and you can get the help you need to discover your ideal residence and acquire this house at a price that matches your budget.




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Posted by Claire LeBlanc on 3/28/2018

An open house allows a homebuyer to explore a residence. And ultimately, this event may help a homebuyer determine whether to submit an offer on a home. For homebuyers, there are many terrific reasons to attend an open house, including: 1. You Can Learn About a Home from a Home Seller's Real Estate Agent. Although you may spend time reviewing home listings online, there may be information about a house that is unavailable on the web. Fortunately, an open house enables you to speak directly to a home seller's real estate agent and find out more information about a residence. From learning whether a home seller is motivated to sell quickly to finding out which internet services providers are available in the area, a home seller's real estate agent should be able to answer any questions you may have during an open house. As a result, you can receive plenty of insights that can help you make an informed decision about whether a particular residence is right for you. 2. You Can Check Out the Overall Condition of the Home. Online photos sometimes can be deceiving, but an open house allows you to get an up-close look at a residence and find out if it fulfills your personal needs. For instance, an open house will enable you to check out the size of each room as well as the overall condition of the home's exterior and interior. Plus, you may be able to review the performance of a home's air conditioning and heating systems and find out if these units will need to be repaired or replaced in the near future. Perhaps best of all, an open house gives you the chance to envision what life could be like if you bought a residence. Because you can walk around the home and explore it at your leisure during an open house, this event provides you with the freedom to evaluate a residence in a pressure-free situation. 3. You Can Find Out if There Is Significant Interest in a Home. Typically, a home seller's real estate agent will set up a sign-in sheet for attendees who visit an open house. This sheet enables a home seller to see how many people attended an open house and may provide you with a good indication about whether there is substantial interest in a residence. It is important to remember that the housing market is competitive, regardless of whether you're searching for a residence in a buyers' or sellers' market. As such, if an open house is filled with people, there likely is significant interest in a house. And if only a few people attend the event, there may be a greater chance that a home seller would accept an offer below his or her initial asking price. Ask your real estate agent for information about open houses in your area you'll be glad you did! This real estate professional will be able to keep you up to date about open houses and help you find your dream home quickly and efficiently.




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