Claire LeBlanc - REALTY EXECUTIVES



Posted by Claire LeBlanc on 12/4/2019

If you intend to sell your house, it pays to get expert support throughout the home selling journey. In fact, if you hire a real estate agent, you can put various home selling myths to rest.

Ultimately, there are many home selling myths that you may hear before you list your house. If you take these myths to heart, you may struggle to prepare for the home selling process.

Let's take a look at three common home selling myths, and the problems associated with these myths.

1. Selling a house is a quick, seamless process.

The process of selling a house often can be long and complicated, particularly for a first-time home seller. Fortunately, if you hire a real estate agent, you can reduce the risk of encountering home selling hurdles.

A real estate agent will learn about you and your home selling goals. Then, this housing market professional will offer recommendations about how to promote your residence to the right groups of buyers and maximize your house's value.

Furthermore, a real estate agent is available to respond to questions at each stage of the home selling journey. He or she will guide you along each stage of this journey, and as such, help you identify and resolve problems before they escalate.

2. What you originally paid for your house matches what it is worth today.

The real estate market fluctuates constantly. Thus, what you initially paid for your house is unlikely to match what your residence is worth today.

A real estate agent can help you evaluate housing market data to better understand how your residence stacks up against the competition. That way, you'll be better equipped than ever before to establish a competitive price for your residence.

Also, a real estate agent may recommend that you complete a home appraisal. This appraisal will enable you to receive a property valuation to help you determine the optimal initial asking price for your home.

3. There is no need to make home improvements, because a buyer will make home upgrades after finalizing a purchase.

When it comes to selling a house, it pays to go above and beyond the call of duty. Therefore, if you complete myriad home improvements before listing your house, you can increase the likelihood that your home will stand out to potential buyers.

Take some time to examine your residence both inside and out. If you identify any major problems, you should fix these issues immediately. Because if you fail to do so, you may miss out on opportunities to stir up interest in your house.

A real estate agent generally can provide recommendations about home upgrades. This housing market professional may even be able to put you in touch with the best local contractors who can help you upgrade your residence in no time at all.

Don't fall victim to the aforementioned home selling myths. Instead, work with a real estate agent, and you can get the help you need to quickly and effortlessly navigate the home selling cycle.




Categories: Uncategorized  


Posted by Claire LeBlanc on 11/27/2019

Most homeowners would love to be able to pay off their mortgage early. However, few see it as a possibility when they take into account their earnings and other bills.

 There are, however, a few ways to pay down your mortgage earlier than planned. But first, letís talk about when it makes sense to try and pay off your mortgage.

 When to consider paying off your mortgage early

If you recently got a promotion, have someone move in with you who contributes to paying the bills, or recently got a secondary form of income, you might want to consider making extra payments on your mortgage.

However, having extra money doesnít always mean you should spend it immediately on your home loan.

First, consider if you have a large enough emergency savings fund. It might be tempting to try and throw any extra money at your mortgage as soon as possible, but there are other financial commitments you should plan for as well.

If you have kids who will be applying to college soon, remember that student aid takes into account their parentsí finances. If your children plan on applying to institutions with high tuition, then your equity will be counted against you.

Refinancing to pay your mortgage early

Refinancing your home loan is one option if youíre considering increasing the payments on your mortgage. If you can refinance a 30-year loan to a 15-year loan with a lower interest rate, youíll save money in two ways--your lower interest rate and the fact that youíll be accruing interest for less time.

There is a downside to refinancing. Once you refinance, youíre locked into your new payment amount. So, if your higher income isnít dependable, it might not make sense to commit to a higher monthly payment that you arenít sure youíre going to be able to keep paying.

Thereís also the matter of refinancing costs. Just like the costs associated with signing on your mortgage, youíll have to pay closing costs on refinancing. Youíll need to weigh the cost of refinancing against the amount youíll save on interest over the term of your mortgage to see if it truly makes sense to go through the refinancing process.

Paying more on your current loan

Even if you arenít sure that refinancing is the best option, there are other ways you can make payments on your mortgage to pay it off years sooner than your term length.

One of the common methods is to simply make thirteen payments each year instead of twelve. To do this, homeowners often use their tax returns or savings to make the thirteenth payment. Over a thirty year mortgage, this could save you over full two years of added interest.

A second option is to make two bi-weekly payments rather than one monthly payment. By making biweekly payments you have the ability to make 26 payments in a year. If you were to just make two payments per month then you would make 24 total payments. Over time, those two extra payments per year add up.




Categories: Uncategorized  


Posted by Claire LeBlanc on 11/20/2019


6 Belknap Ter, Watertown, MA 02472

Single-Family

$699,900
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Character and Charm, Watertown/Newton line! 3 bedroom Colonial located on a cul de sac! 1st floor offers a sunny living room with fireplace,formal dining room with built in hutch, good sized cozy sun room with French doors perfect for den, office,exercise or playroom and spacious eat in kitchen! 2nd floor has 3 good sized bedrooms and full bath! Lower level has finished basement space with bar, walk out, and 1/2 bath. Hardwood floors, carpeting upstairs, newer windows, newer oil burner! COMMUTERS DREAM LOCATION, minutes to Mass Pike, Storrow Dr/Memorial Dr, Boston,Brighton, Cambridge,Harvard Sq.! Minutes to Watertown Sq, buses, the new Arsenal Yards, shops, banks, restaurants and Charles River walk/bike path!
Open House
Saturday
November 23 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 6 Belknap Ter, Watertown, MA 02472    Get Directions

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Categories: Open House  


Posted by Claire LeBlanc on 11/18/2019


6 Belknap Ter, Watertown, MA 02472

Single-Family

$699,900
Price

7
Rooms
3
Beds
1/1
Full/Half Baths
Character and Charm, Watertown/Newton line! 3 bedroom Colonial located on a cul de sac! 1st floor offers a sunny living room with fireplace,formal dining room with built in hutch, good sized cozy sun room with French doors perfect for den, office,exercise or playroom and spacious eat in kitchen! 2nd floor has 3 good sized bedrooms and full bath! Lower level has finished basement space with bar, walk out, and 1/2 bath. Hardwood floors, carpeting upstairs, newer windows, newer oil burner! COMMUTERS DREAM LOCATION, minutes to Mass Pike, Storrow Dr/Memorial Dr, Boston,Brighton, Cambridge,Harvard Sq.! Minutes to Watertown Sq, buses, the new Arsenal Yards, shops, banks, restaurants and Charles River walk/bike path!
Open House
No scheduled Open Houses

Similar Properties





Categories: Price Change  


Posted by Claire LeBlanc on 11/6/2019

While there's a lot to be said for the value of high-tech home security systems, there are many basic, inexpensive things you can do to safeguard your home from intruders. Keeping your home secure begins with awareness, good communication, and positive habits.

Where does good communication come into play? One example is the need to have a trusted neighbor keep an eye on your home when you're out of town or away on vacation. Even if you've had the foresight to suspend your mail and newspaper deliveries during your absence, things don't always work out as planned!

When you factor in the possibility of human error, unplanned deliveries, or even power outages, it's a good idea to have a friend, relative, or neighbor check on your house when you're gone. Unexpected deliveries could run the gamut from free phonebooks left on your front steps to promotional literature placed on your doorknob or stuffed into your mailbox. And even if you don't subscribe to a newspaper, free sample issues may occasionally be left in your driveway -- often with an invitation to become a subscriber. An alert neighbor can clear away any telltale signs that no one's home. They can also notify you or the local authorities of any suspicious activity on your property.

A good rule of thumb when you're away for more than a few hours is to make your house look as if it's occupied. Even old-school techniques, like hooking up a couple indoor lights to automatic timers, can create the impression someone's home. If you happen to have outside lights on a timer or motion-detector floodlights, then that can help deter nighttime trespassers, too. Solar-powered lights which turn on when the sun goes down are another option.

In spite of good habits, like locking doors and staying in touch with neighbors, windows left open can be an overlooked security breach -- especially if you didn't leave them open, yourself! This can and often does happen in unexpected ways, like when your houseckeeper decides your home smells a little stale and needs an infusion of outside air to freshen things up! Although their intent is typically helpful and good, they may be solving one problem while creating another.

The same thing could happen if you have painters or other contractors doing interior work at your home. You can address that problem by reminding them to close windows when they're done for the day. You can also leave a note to that effect. Just in case they happen to be on the forgetful side, though, it's always a good idea to follow up your reminders with your own security checks! Since other people (especially those who don't live in your house) may not be nearly as security conscious as you, it's always better to err on the side of caution!